The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. Stop Wasting Money One way to find money is to examine your current spending habits and eliminate money wasters. Pay Yourself First It sounds simple, but paying yourself first can really pay off.