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Guaranteed Issued Disability Program

Guaranteed Issue Disability Program 

Corto Financial Group, LLC a physician ONLY financial planning firm, is now able to offer a Guaranteed Issue own occupation physician specific disability insurance policy through Ameritas. Our firm works with over 30 different teaching hospitals insuring over 3,000+ physicians all across the country, and we are now able to offer you the following Guaranteed Issued disability policy to all residents and fellows at the following Hospitals: 

  • Johns Hopkins Medicine 
  • Baylor College of Medicine 
  • Medstar - Georgetown University Hospital 
  • Miami
  • Orlando Health
  • Advent Health
  • Penn State - Hershey  
  • University of Maryland Medical Center 
  • UAB Medicine 
  • West Virginia Medicine 
  • Lehigh Valley Health Network 
  • Geisinger 
  • Aultman 
  • UPMC - Central PA Hospitals 
  • Guthrie 
  • St. Luke's University Network 
  • Wellspan Health 

Here are the details to the GSI - Guaranteed Standard Issue offer: 

  •  Guaranteed Issue Disability Policy:  No medical underwriting required to be issued a physicians specific own occupation policy, you must be currently     working the last 90 days and not be declined from another insurance carrier in the last 5 years.
  • Own Occupation – physician specific coverage in your specialty.
  • Extend Partial/ Residual Rider.
  • Up to 30% discount.
  • Up to 15k of coverage with no medical underwriting.
  • Non-cancelable policy which means the insurance carrier cannot cancel this policy and it is portable throughout your career. 
  • Student Loan Rider 
  • Catastrophic Rider 
    Simply click the link below to get a no obligation quote or contact Frank Corto at or call our office at 717-747-0000